top of page

Terms & Conditions

SMI

Prior to commencing the use of the Website, we advise thoroughly reviewing the Terms of Use. By utilizing the Website or consenting to the Terms of Use when prompted, you are confirming your acceptance and commitment to abide by these terms along with our Privacy Policy. Should you not assent to these Terms of Use or the Privacy Policy, accessing or using the Website is not permissible.

TERMS & CONDITIONS - THE BASICS

Modifications to the Terms of Use

We reserve the right to periodically revise and update these Terms of Use at our sole discretion. Any modifications take effect immediately upon posting and are applicable to all subsequent access and usage of the Website. However, any changes to the dispute resolution provisions outlined in the Governing Law and Jurisdiction will not be applicable to disputes for which the involved parties have received explicit notice on or before the date the change is published on the Website.

Your ongoing utilization of the Website subsequent to the release of revised Terms of Use signifies your acceptance and concurrence with the changes. It is imperative that you regularly monitor this page each time you access the Website to remain apprised of any alterations, as they possess binding authority over you.

Accessing the Website and Account Security - Kindly note the information provided below:

We retain the right to withdraw or modify this Website, and any service or material we offer on the Website, at our discretion without prior notice. We shall not be held accountable if, for any reason, the Website or any part of it becomes unavailable at any time or for any duration. Periodically, we may restrict access to certain sections of the Website, or the entire Website, to users, including registered users.
To access the Website or certain products, services, and resources, you may be required to furnish specific registration details or other information. Your use of the Website is contingent on the accuracy, currency, and completeness of all information provided. We utilize your personal information to furnish the products and services requested and may share your information with third-party entities employed to aid in providing products and services to you. Your use of this Website constitutes consent to all actions taken with respect to your information, consistent with our Privacy Policy.

Should you receive a username, password, or any other piece of information as part of our security procedures, it is imperative that you treat such information as confidential and refrain from disclosing it to any other individual or entity. Additionally, you recognize that your account is intended for personal use and agree not to grant any other person access to this Website or any of its sections using your username, password, or other security information. You are also required to promptly alert us of any unauthorized access to or usage of your username or password, or any security breaches. Furthermore, you agree to ensure that you log out of your account at the conclusion of each session. Exercise caution when accessing your account from a public or shared computer to prevent others from viewing or recording your password or other personal information.

We reserve the right to deactivate any username, password, or other identifier—whether chosen by you or provided by us—at any time at our sole discretion, for any reason or without reason, including if, in our judgment, you have contravened any provision of these Terms of Use.

WHAT TO INCLUDE IN THE T&C DOCUMENT

Intellectual Property Rights

The Website and all its associated contents, features, and functionalities, encompassing information, software, text, platforms, displays, images, video, audio, as well as their design and arrangement, are the proprietary assets of the Company, its affiliates, licensors, or other material providers. These assets are safeguarded by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
 
In compliance with these Terms of Use, you are authorized to use the Website solely for personal, non-commercial purposes. Any reproduction, distribution, modification, creation of derivative works, public display, performance, republishing, downloading, storing, or transmitting of the material on the Website is strictly prohibited, except under the following circumstances:
 
- Temporary storage of material in RAM by your computer incidental to accessing and viewing the content.
- Storing files automatically cached by your Web browser for display enhancement.

- Printing or downloading a single copy of a reasonable number of pages for your own personal, non-commercial use, without further reproduction, publication, or distribution.

- Downloading a single copy of desktop, mobile, or other applications provided by us to your computer or mobile device for your personal, non-commercial use, subject to compliance with our end user license agreement.
 
You are explicitly restricted from:
 
- Altering copies of any materials from this site.
- Separating any illustrations, photographs, video or audio sequences, or graphics from the accompanying text for use.
- Deleting or amending any copyright, trademark, or proprietary rights notices.
- Creating derivative works or improvements of the Website, its platforms, or functionalities.
- Attempting to access the source code of the Website, its platforms, or functionalities by reverse engineering, disabling, decompiling, decoding, or any other means.

- Making the Website, its platforms, or functionalities available to any third party for commercial purposes through renting, leasing, lending, selling, sublicensing, assigning, distributing, publishing, or transferring.
 
Commercial use of any part of the Website or its associated services or materials is strictly prohibited.
 
Any breach of the Terms of Use, such as printing, copying, modifying, downloading, or providing access to the Website to others, will result in the immediate cessation of your right to use the Website, and, at our discretion, the return or destruction of any copies made. Your use of the Website does not confer any ownership, title, or interest, and all ungranted rights are retained by the Company. Any use of the Website contrary to these Terms of Use constitutes a violation of these terms and may infringe copyright, trademark, and other laws.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website in any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries), or to engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website, or expose them to liability.
Additionally, you agree not to:
 

  • Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Website, including their ability to engage in real time activities through the Website.

  • Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.

  • Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms of Use, without our prior written consent.

  • Use any device, software, or routine that interferes with the proper working of the Website.

  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.

  • Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.

  • Otherwise attempt to interfere with the proper working of the Website.

User Contributions

The website offers various interactive features, such as assessment and review tools, personal web pages or profiles, and forums, enabling users to post content or materials. It is important to note that any content posted on the website is considered non-confidential and non-proprietary. Consequently, by contributing content to the website, you thereby grant the website and its affiliates the right to utilize, reproduce, modify, perform, display, and distribute such materials for any purpose in accordance with your account settings.
 
Additionally, the website is granted a non-exclusive, royalty-free license to utilize the data provided and any resulting insights for research, analysis, benchmarking, and the enhancement of products and services, with the condition that such data is not distributed externally except in an anonymized, aggregated form.
 
By making contributions, you affirm your ownership or control of all rights pertaining to the content and confirm its compliance with the terms of use. Moreover, you acknowledge your sole responsibility for any submitted content, including its legality, reliability, accuracy, and suitability.
 
It is within the website's rights to remove or decline the posting of any user-contributed content at its sole discretion. Furthermore, appropriate actions may be taken if a contribution is found to violate the terms of use, infringe upon the rights of others, threaten personal safety, or potentially create liability for the website. Moreover, the website reserves the right to disclose user identities or relevant information to any party claiming that posted material violates their rights. Legal action, including involving law enforcement, may be pursued in response to any unauthorized or illegal use of the website.
 
Lastly, it is important to note that the website does not undertake to pre-screen all content before publication and cannot guarantee the immediate removal of objectionable material. Therefore, the website assumes no liability for actions or inactions relating to the submissions of users or third parties.
 
Reliance on Information Posted

The information provided on the Website is intended solely for general informational purposes. We do not guarantee the accuracy, completeness, or usefulness of this information. Any reliance placed on such information is entirely at the viewer's own risk. We explicitly disclaim all liability and responsibility for any reliance placed on these materials by visitors to the Website, or by anyone who may be informed of its contents.

The Website, its products, and services may feature content supplied by third parties, including data, information, applications, and other materials provided by users, bloggers, and third-party licensors. Additionally, the Website may provide links to third-party websites or services ("Third-Party Materials"). It is important to acknowledge and understand that the Company assumes no responsibility for Third-Party Materials, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, or quality. The Company accepts no liability or responsibility for Third-Party Materials, including any links to other websites or services. Third-Party Materials and associated links are provided solely for the convenience of users, who access and utilize them entirely at their own risk and subject to the terms and conditions of the respective third parties. All opinions and statements expressed in these materials, as well as in any articles and responses to questions and other content, except for those provided directly by the Company, are the sole responsibility of the individuals or entities offering such materials. Such opinions and materials do not necessarily reflect the views of the Company. The Company assumes no responsibility for the content or accuracy of any materials provided by third parties.

bottom of page